What's in your cup? This chart is a reflection tool, not a comparison. Generosity is possible at every cup level, and your cup may change over time. Everyone’s circumstances are honored and respected. Runneth Over Cup My income and resources more than meet my basic needs. I may own property, vehicles, or investments without financial strain. I can travel comfortably, attend cultural events, and enjoy meals out often. I have the freedom to take time off work or retire without financial worry. Medical expenses and emergencies do not affect my financial stability. Full Cup I can always meet my basic needs with my income or retirement resources. I may own my home or rent comfortably by choice. I can afford reliable transportation. I have access to needed health care without avoiding it for financial reasons. I can regularly enjoy extras like dining out, entertainment, or new clothes. I can plan vacations and take time off when I choose. Steady Cup I usually meet my basic needs (food, housing, transportation, health care). Debt or expenses do not typically prevent me from meeting those needs. I have reliable transportation. I can cover routine health care. I may have some savings, though not a large cushion. I can occasionally enjoy extras like dining out, cultural events, or travel without going into debt. Stretched Cup Meeting basic needs (food, housing, transportation, health care) is often difficult. Debt or limited income affects my daily financial decisions. My housing may be unstable, subsidized, or below-market rent. I may not have access to a personal vehicle. I sometimes delay or avoid medical care because of cost. I have little or no savings. I rarely, if ever, have extra funds for dining out, entertainment, or vacations.